Rates guaranteed to never increase
Easily integrate with most existing point-of-sale hardware or payment gateways, so you can offer solutions that meet every need with reliable uptime.
Safely accept and process checks electronically at the point-of-sale, just like a credit card.
Get secure remote deposit for all types of paper checks.
Accept online debit payments for Bill Pay or eCommerce through a merchant’s website or gateway.
Securely accept and process checks over the phone without costly physical terminal hardware.
Process authorized ACH debit and credit transactions from a customer or business checking account.
Paper check is received in the mail or at the point-of-sale
Check scanned through a check reader that is connected to a POS terminal or virtual terminal
Consumer checking account electronically debited and merchant funded
Consumer or Business authorizes an electronic ACH debit or credit to their checking account
Transaction information uploaded to Paya through a variety of options (virtual terminal, payment gateway, API, or batch file)
Consumer checking account electronically debited or credited and funds transferred
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