Reduce Credit Card Fees
and Begin Saving Money with PayLo
Are you tired of paying hefty interchange fees? Are you looking for a way to still accept credit cards, but not having to deal with the monthly bills? PayLo by SignaPay is the solution for you. Watch our PayLo Merchant Video and learn all about how this cash discount program can work for your business.
Calculate Your Savings
How much can you save in a month? In a year?
Find out with our PayLo calculator. Here are just a few businesses we are helping to save thousands this year.
- Donut Shops
- Automotive Repair
- Daycare Centers
- News Stands
- Event/Ticket Processors
- Hair Salons/Nail Salons
- Dry Cleaning Services
- Convenience Stores
- Casual Dining
- Takeout/Delivery Services
- Quick Serve Restaurants
Cash Discount Rules and Regulations. What are the legal details behind a cash discount program?
PayLo Frequently Asked Questions
PayLo is a legally patented cash discount program provided exclusively by SignaPay that was created to offer merchants nationwide an alternative to standard credit card processing.
A “cash discount" occurs when a merchant decreases the price for cash purchases. Cash Discounts reward customers for paying by a particular means and/or for not using a particular means of payment.
A "surcharge" occurs when a merchant increases the price for credit card purchases. A “cash discount" occurs when a merchant decreases the price posted for their goods and services for cash payment / purchases. No surcharges or fees are allowed on debit card transactions, specifically PIN based debit.
First, a small customer service fee is added to all transactions. A discount is offered when payment is made in cash.