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HOW DOES IT WORK?

PayLo's patented technology that allows merchants to apply a small customer service charge to each sale they make, offsetting their credit card processing costs. The PayLo Cash Discount software is installed on the payment terminal and encourages customers to pay with cash. If a payment is made with cash, a discount is automatically applied to the sale amount and eliminates the customer service charge. The PayLo Cash Discount software automatically determines all discount amounts and actions based on payment type. IT'S SIMPLE TO SET UP, TRANSPARENT TO THE CUSTOMER AND SAVES YOU MONEY.

PAYLO - THE WAY TO GO!

  • Available for all credit cards types and ApplePay.
  • Fully mobile payment technology with wireless terminals.
  • The ONLY legally compliant automatic cash discount software available in the country.
  • EMV chip card terminal INCLUDED.
  • No setup fee, no rental fees, no hidden costs.
  • No obligations - no contract, just return equipment.
  • No Pin pad required.

HOW MUCH CAN I SAVE?


Sample Savings Statement


Calculate your Business Savings


THE CREDIT CARD PAYMENT LANDSCAPE IS CHANGING AND MERCHANTS ARE GETTING ON BOARD.


"I haven't experienced any pushback at all from my customers and I especially like the fact that that I'm not having to pay heavy credit card fees every month."

- Rafael Santamaria, Owner
El Carbonero Restaurant
"So far, so good. I’m offering the cash discount, but most customers just want to go ahead and use the card and are fine with the costs. I haven’t had anyone complain and it’s been a huge savings for me."

- Angel Yankas, Owner
Angel Cleaners

WILL IT WORK FOR MY BUSINESS?


Word is spreading. Thousands of merchants across the US and Canada are daring to be different and saving money. Here are just a few types of organizations using PayLo today:


• Hair Salons/Nail Salons • Dry Cleaning Services
• Convenience Stores • Casual Dining/Quick Serve Restaurants
• Takeout/Delivery Services • Donut Shops • Automotive Repair 
• Daycare Centers • News Stands • Municipalities 
• Charitable Organizations • Event/Ticket Processors

WHAT WILL MY CUSTOMERS SAY?


PayLo is based on transparency and communication to the customer. Clearly placed signage lets your customers know there is a service fee for all the products or services you sell, with a cash discount for them if they opt out of using a credit card. The cost of business is going up for everyone, and most customers understand what this means for small businesses - they have to get creative with saving money. From delivery fees to charging for plastic bags, sharing the burden of doing business has become commonplace in today.


Merchant's will commonly run into 3 types of customers:

The Understanding Customer
Easily accept the cost of doing business and understand using a credit card means fees for them. (Most customers fit this category).

The Questioning Customer
Inquires about the service fee, and may ask for more information. SignaPay supports merchants in providing answers and explainations.

The Upset Customer
Typically, this customer is upset already and wants to vent. This percentage is usually extremly small. (.001% of your total overall sales).

TRANSPARENCY WITH YOUR CUSTOMERS


Clear communication from the moment your customers come in to your business through every step of the payment process. The program is clearly communicated through signage and explained right on the receipt. For more information on compliance click here.

Sample Receipts


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