Process involves selling business’s future credit card transactions to a processor for fast payment. Businesses often need more cash than they have on hand. It may be for an emergency, a fleeting opportunity or, sometimes, such ordinary events as a payroll to meet. How to be prepared and avoid a cash-flow squeeze? Many firms …
Most who give gift cards aren’t desperate The gift card isn’t necessarily the choice of last resort, as some may think. Shoppers say they planned almost all their gift card purchases last year, only 2 percent said they bought gift cards because they ran out of shopping time.About 59 percent said they purchased a gift card …