Payment Gateway Options for Your Merchant at Signapay


It’s essential to know the options to help your merchants grow their business with accepting payments online. SignaPay is a payment solutions provider who assist ISOs with merchants’ payment gateway needs. Below are SignaPay’s top three payment gateway options to offer your merchants.

But, first things first – What is a virtual terminal and a payment gateway?

A Virtual Terminal is an online software that allows merchants to accept card-not-present transactions. It allows merchants to input the customer’s credit card information directly into a web-based payment platform, which the merchant can then use to process payment.


  • Online processing (E-Commerce) – Virtual terminals are a way of accepting credit cards through a website or landing page.
  • MOTO (Mail Order Telephone Order) / Hand Keyed processing – Virtual terminals are a necessity for merchants who want to accept payments over the phone (or even by mail).
  • Virtual Point of Sale (VPOS) – A Virtual POS is typically a web-based application that can be used by card-accepting merchants to accept payments both in person and over the phone. VPOS also provides reporting that includes customers’ information and buying history.


PayHub+ Virtual Terminal

A Payment Gateway is a suite of payment tools that allows merchants to accept credit/debit card and electronic checks transactions online.


  • Recurring Billing
  • Mobile
  • ACH
  • Hosted Payment Page
  • Invoice Manager
  • Safe

1. Payhub+ by SignaPay

PayHub+ Suite

If you have a merchant offering the PayLo Service Fee Program, then PayHub+ is the way to go!

PayHub+ is the only gateway available that is PayLo software compatible. It has many other features as well to help your merchant grow.

Key Features:

  • API Integration – Traditional only
  • Hosted Payment Page for PayLo
  • Direct Access for Support
  • Quickbooks Integration
  • Invoice Manager
  • Safe

Merchants can take credit cards in-store with an integrated PIN pad, accept cards online with a web checkout tool, send instant or scheduled invoices that allow direct payment options, or take payment on the go with any internet capable device by using our fast card swipe reader. Now, your merchant can immediately reduce risk exposure with a dynamic, PCI Compliant hosted check out form that is always tokenized for added protection.


If you have a merchant using a traditional E-Commerce website or only using traditional processing, then is the solution!

SignaPay is a trusted reseller for It is widely used across the payments industry, offers level 1 processing, and easily integrates into multiple platforms.

Key Features:

  • Advanced Fraud Detection
  • Secure Customer Data
  • Recurring Payments
  • Account Updater
  • Invoicing
  • Simple Checkout

3. NMI – Network Merchants Gateway

If you have a high-risk merchant, don’t fret we have the technology for them!

SignaPay is a trusted reseller for Network Merchants Gateway. NMI is a versatile and reliable payment gateway. NMI is typically used for higher risk accounts, it allows for level 2 & 3 processing. NMI has a full line of high-risk merchant gateway options that allow the use of multiple MIDs. Additionally, you can control transaction flows with ease and integrate with practically any shopping cart.

Key Features:

  • Virtual Terminal
  • Reporting Capabilities
  • Recurring Billing
  • Third-Party integrations
  • Transaction Routing
  • Batch Processing
  • Product Manager
  • Gateway Emulator
  • Flexible Integration Methods

Let us help you find the right solution for your merchant. Whether it’s a small to mid-size merchant with level 1, 2, or 3, we have the technology and knowledge to assist you. SignaPay’s partnerships with trusted gateway providers like and NMI will ensure you get the payment gateway that will work for your merchant. E-mail SignaPay at, or give us a call at 800.944.1399 today!

Watch our webinar below as Sales Director, Thomas Wheat, walks you through the options and explains which platforms work best for various types of merchants.

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