Industries
High-Risk Processing
Specialized payment processing solutions for high-risk businesses.
Making Payments a Not-So-Risky Business
Running a high-risk business comes with its own unique set of challenges, especially when it comes to payment processing. Many traditional banks and payment processors shy away from businesses deemed “high-risk,” leading to declined applications, excessive fees, or account closures. At SignaPay, we specialize in providing reliable, secure, and compliant payment solutions tailored specifically for high-risk industries.
What Defines a High-Risk Business?
- CBD Products
- Online Gaming
- Nutraceuticals & Supplements
- Adult Entertainment
- Travel Services
- High Volume eCommerce
- Vaping & Tobacco Products
- Debt Collection Services
- Gambling Establishments
Why Choose SignaPay for High-Risk Payment Processing?
Industry Experience
With years of experience in high-risk payment processing, SignaPay understands the complexities of your industry. We provide the necessary tools and support to ensure your transactions are processed securely, efficiently, and in compliance with regulations.
Fast and Easy Approval
Don’t waste time dealing with banks that don’t understand your industry. SignaPay’s fast approval process ensures that your high-risk business can start accepting payments quickly without the hassle.
Secure and Reliable Processing
High-risk businesses are often targets for fraud and chargebacks. Our advanced fraud detection tools and PCI-compliant payment gateways help protect your business, ensuring your customer data and transactions are secure.
Seamless Integration
Our payment solutions integrate seamlessly with your existing eCommerce platforms, POS systems, and software tools, ensuring a smooth experience for you and your customers.
Is Your Business High Risk?
See the indicators
Businesses with elevated chargeback or fraud rates are often classified as high-risk by banks and payment processors. Typically, a chargeback ratio over 1% places a business in this category, as chargebacks can result from issues like customers forgetting their subscriptions or unauthorized billing.
Selling products such as software, event tickets, or seasonal goods can indicate inconsistent revenues, which payment processors see as a sign of financial instability and higher risk.
Companies handling sensitive customer information, such as those in the adult entertainment or tech industries, face reputational risks that can make them appear high-risk to financial institutions.
Business models with frequent chargebacks or fraud, like subscription services, often raise red flags due to increased risks of identity theft and account takeovers.
Business models with frequent chargebacks or fraud, like subscription services, often raise red flags due to increased risks of identity theft and account takeovers.
Companies dealing with high-value transactions, particularly in the B2B space, are often considered high-risk due to the financial exposure involved.
Businesses with poor credit histories may be classified as high-risk by banks, as low personal or business credit scores signal higher lending risks.
A solution built for
CBD and Cannabis
Specialized payment gateways and chargeback prevention tools help CBD businesses securely process payments while complying with legal requirements.
Online Gambling & Gaming
Fraud detection, multi-currency support, and tokenization protect gaming businesses from fraud and streamline global transactions.
Adult Entertainment
Encrypted transactions, subscription models, and chargeback management ensure secure payments and reduce disputes.
Travel Agencies & Airlines
Virtual terminals, real-time fraud protection, and BNPL options enhance security and payment flexibility for travel businesses.
Telemarketing
PCI compliance, recurring billing solutions, and real-time reporting help telemarketing businesses manage secure, ongoing transactions.
Subscription Boxes
Automated recurring payments, account updating, and flexible billing plans simplify payment management for subscription services.
E-Cigarette and Vape Industry
Age verification, fraud monitoring, and mobile payments help vape businesses meet legal requirements and securely process sales.
Debt Collection
Automated payment plans, tokenization, and risk management tools enable debt collectors to process payments securely and reduce chargebacks.
Cryptocurrency Exchanges
Real-time payments, chargeback management, and cross-border transaction support allow crypto exchanges to handle fast, secure payments.
Ready to get started?
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