Online Payments
Virtual Terminals
Take control of Payments Anywhere with Secure Virtual Terminals
Accept payments remotely, automate billing, and manage transactions with our secure, PCI-compliant virtual terminals—ideal for businesses of any size.
At SignaPay, we provide powerful, secure virtual terminal solutions that allow businesses to accept payments from any device with internet access. Our virtual terminals support card-not-present transactions, making it easier for you to process payments remotely, collect recurring payments, and manage customer data—all in one place.
What is a virtual terminal?
A virtual terminal is an online payment system that allows businesses to process card-not-present transactions using a web browser or internet-enabled device. It works similarly to a physical card terminal but without the need for hardware. Businesses can manually enter payment details for credit card, debit card, or ACH transactions. Virtual terminals are commonly used for phone or online payments and often include features like recurring billing, customer management, invoicing, and secure storage of payment information, all while ensuring PCI compliance.
See the Benefits
Take payments by phone, email, or online without needing a physical card reader. Process credit cards, eChecks, and ACH payments quickly and securely.
Automate your payment processes with recurring billing features. Schedule payments for subscriptions or repeat customers, ensuring you get paid on time while reducing manual invoicing.
Save customer details securely for future transactions, allowing for faster, streamlined payments. Track transaction history and manage customer profiles with ease.
Create and send invoices directly from your virtual terminal interface. Customers can pay through a secure link, minimizing delays in payment collection.
Access real-time reports that provide insights into your transactions, cash flow, and payment trends. You can monitor and analyze your performance, making it easy to manage your business’s finances.
Process multiple payments at once to save time and manage high-volume transactions. This is ideal for businesses handling many customer payments daily.
Top-Level Security for Peace of Mind
Our virtual terminals are built with advanced security features, including encryption and tokenization, ensuring every transaction is protected and meets PCI compliance standards. With fraud prevention tools in place, you can trust that both your business and your customers are safe.
Why Choose from SignaPay's Virtual Terminal Options?
Versatile Payment Options
Accept credit cards, eChecks, and ACH payments, along with recurring billing, from a single platform.
Enhanced Flexibility
Manage payments remotely, whether from the office or on the go. No need for physical terminals—process transactions from your web browser.
Streamlined Operations
Automate billing and easily manage customer data, while accessing detailed reports to keep your business running smoothly.
Seamless Integration
Our virtual terminals work effortlessly with your existing business processes, offering secure and efficient payment solutions.
Industries that Benefit from Virtual Terminals
Virtual terminals are versatile tools that benefit various industries by enabling secure, remote payment processing. Here are some key use cases:
Process co-pays, deposits, and post-appointment payments over the phone or online. They also support recurring billing for ongoing treatments or subscriptions, making patient payment management smoother.
Nonprofits
Virtual terminals help nonprofits process donations quickly and securely, whether via phone or email, making it easier for donors to contribute without needing a physical card terminal.
Contractors, cleaners, and repair specialists can accept payments at job sites or remotely, eliminating the need for physical terminals while providing customers with a convenient way to pay once services are completed.
Accountants, lawyers, and consultants can easily collect fees without in-person visits, ensuring payments are received on time for remote consultations or long-term projects.
Retailers and online sellers can use virtual terminals to handle phone orders, email invoicing, or manage customer payments without needing an e-commerce website, offering more flexibility in accepting payments.
Hospitality Industry
Hotels, restaurants, and event venues can use virtual terminals to process reservations, deposits, and over-the-phone payments for room bookings, catering orders, or event planning services.
Add some hardware to your virtual.
If you operate a physical store, SignaPay offers a wide range of reliable and feature-packed point of sale hardware options to support your success. From compact card readers that easily connect to your smartphone or tablet, to full-featured POS systems equipped with keypads, touchscreens, and Bluetooth connectivity, you'll find the perfect solution to meet your business needs.
EMV Card Readers
Small, portable, and packed with power, the card readers are perfect for businesses that need an EMV card reader on the go.
Terminals
For a fast checkout process, SignaPay's smart terminals take credit card payments at the counter or in the field.
POS Systems
We offer advanced POS systems equipped with the latest technology to ensure a smooth and efficient transaction process.
Frequently Asked Questions
A virtual terminal is an online payment system that allows businesses to process credit, debit, or ACH transactions remotely via a web browser or internet-connected device.
Virtual terminals support credit card, debit card, ACH, and sometimes eCheck payments, enabling businesses to handle card-not-present transactions.
Yes, virtual terminals are PCI-compliant and use encryption and tokenization to ensure transaction security.
Businesses in industries like healthcare, retail, hospitality, nonprofits, and home services can benefit from virtual terminals due to the flexibility of processing remote payments.
Yes, most virtual terminals offer the ability to set up and manage recurring payments for subscription-based services or regular customers.
Yes, virtual terminals provide real-time transaction reporting, allowing businesses to track payments, manage cash flow, and view customer history.
No, virtual terminals do not require hardware. Payments are processed entirely online using a computer or mobile device.
You can contact your payment processor, such as SignaPay, to set up a virtual terminal account, which will allow you to begin processing payments online immediately.
