Cyberattacks & You

Cyberattack

How recent world events should keep you and your business on your toes.

With the recent invasion of Ukraine by the Russian Federation, there have been renewed calls by cybersecurity experts to be on alert for cyberattacks by foreign agents seeking to cripple the US economy. US-based businesses already tend to be targeted for cyberattacks, and with the recent disruption in Europe, criminals are taking this opportunity to make an impact wherever they can. While larger corporations may have massive cybersecurity teams to help mitigate any failures, small businesses maybe are feeling like they are in the dark about what to do next. Here are 7 tips for digitally securing your business.

  1. Use reliable anti-virus software. Anti-virus software is necessary for any business, whether you are running Windows or macOS. Anti-virus software helps protect your computer and system from malware (computer programs that either hack data off your computer), and ransomware (programs that deny you access to your computer unless you pay a ransom, usually in untraceable cryptocurrencies). Learn about some recommended anti-virus software options from Tech.co.
  2. Use a VPN. A VPN, or virtual private network, is software that masks and protects your computer’s IP address and makes it hard to access your data. VPNs encrypt data that travels across it and help prevent unauthorized access to the network. A VPN is widely used by many businesses to help add that extra layer of security.
  3. Use complex passwords. You wouldn’t believe it, but the most common passwords of 2021 were: 123456, qwerty, and password. It sounds like simple advice but uses complex passwords, with a combination of letters, numbers, and symbols. Consider using a different password for each of your accounts you use, it helps prevent cross-hacking, where access to one account with a login may be used to access another account. As well, some sites offer two-factor authentication, a feature where after inputting your username and password, a text message or email address is sent to you to confirm and continue the login.
  4. Protect with a Firewall. The difference between a firewall and anti-virus software is that a firewall can also protect your hardware. Using both a firewall and anti-virus software in tandem is a great way to make sure your hardware and software are safe from malware, hacking, and phishing. Firewalls help prevent unwanted inbound traffic that could try to be accessing sensitive data. Top options include Bitdefender, Avast, and Norton, and many brands will include a firewall in a package with other useful security offerings such as VPNs, password managers, and automatic data backups on the cloud.

5. Enable encryption software. Windows and macOS devices come default with software that encrypts a hard drive. What that means is whether your computer is off or on, to access the data in the drive requires a special “key” that only your computer knows how to unlock (sometimes unlockable by a user with their login.) This means whenever something new is trying to access your data, it requires your permission and review, adding another layer of security to your system. Be judicial, if you didn’t prompt new access, you should decline it just to play it safe. On Windows machines, this software is called BitLocker. On macOS, it’s called FileVault.

6. Ignore suspicious emails! Phishing is the practice by fraudsters used to try to trick you into thinking their email is from a legitimate source. Usually, it’s some ominous warning that your password has expired, your access has been locked out, someone else is trying to access your account and you need to reset your password, etc. They aim to get you to manually input your username, password, email address, phone number, bank account numbers, credit card numbers, you name it! Often they impersonate big companies that you may have a service with. Be careful, and always check the incoming email address to ensure that it is legitimate or not. For more information on phishing with some statistics for 2021, read more here.

7. Communicate with your team. The most important thing you can do after you follow these tips is to let your team in on the secrets! Make sure they know what to look out for and how they can help themselves from falling victim to common schemes. Keeping an open line of communication can sometimes make the difference between being safe, and not.

Recent blog posts

The latest industry news, interviews, technologies, and resources

Read All Posts
August 13th, 2024
Press Releases
SignaPay Celebrates Fourth Appearance on Inc. Magazine’s Inc. 5000 List

FOR IMMEDIATE RELEASE Dallas, TX, August 13, 2024 – SignaPay, a premier provider of innovative payment solutions, is thrilled to announce its inclusion in Inc. Magazine’s prestigious Inc. 5000 list …

Read Full Post
November 5th, 2024
Customer Experience Payment Industry Small Business
Turning Small Business Saturday into a Win for Merchant Services

With the rise of the Shop Small® movement and the upcoming 14th annual Small Business Saturday on November 30th, 2024, merchant service representatives have a unique opportunity to assist their …

Read Full Post
October 29th, 2024
Customer Experience Payment Industry Small Business
Credit Card Processing Outages: Causes, Impacts, and Solutions

Credit cards are essential for business transactions, but even the most reliable systems can experience processing outages. For businesses, these disruptions not only hinder sales but also impact customer satisfaction. …

Read Full Post
October 22nd, 2024
Payment Industry
Field Sales Training for Merchant Services: Elevate Your Sales Team’s Success

Field sales training is a critical component for any merchant services company, especially one like SignaPay. In the competitive landscape of payment processing, a well-trained field sales team is essential …

Read Full Post
Read All Posts

SignaPay Merchant Sales Interest Form

SignaPay ISO Sales Interest Form